McMillion Financial Group
your partner in retirement planning
Time Is On Your Side

When it comes to investing, the power of time can make a little go a long way.  By starting to save
now, you have the potential to build a sizable nest egg that may help support you and your family
for the rest of your lives.

Although it's often hard to consider tomorrow when you are facing the financial obligations of
today, it is important not to let time slip away.

While you may be faced with a stack of bills or the prospect of financing a car or home, long-term
financial planning is too critical to delay.

Even saving a small amount each month may make a big difference in the long run.  Consider the
example below.  Starting a savings program at age 25 could result in a considerably larger nest
egg than if you waited until age 35 to begin

                                 
Time Makes a Difference

Starting at:                                            Age 25                  Age 35
Monthly Investment                               $150                      $150
Total Investments                            $72,000                $54,000
Value at Retirement                      $605,798              $247,606
The Cost of Waiting                                                                                $358,192

    This hypothetical illustration assumes monthly investments end at age 65 and accumulation
    with tax-deferred annual return of 8.5%.  This is a hypothetical example only and is not
    indicative of the performance of any particular investment.

As you can see, beginning to save early makes sense.  I can get you started with an investment
plan and help you put the power of time to work for you.
Securities offered through NEXT Financial Group, Inc. member FINRA and SIPC 2500 Wilcrest, Suite 620,
Houston TX  77042 (877) 876-6398, www.nextfinancial.com

Before investing in a mutual fund or variable annuity, consider its investment objectives, risks, charges and
expenses carefully.
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Copyright 2008 McMillion Financial Group LLC.  All rights reserved.  Revised May 5, 2008.
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Branch Office:  3022 S National Avenue, Suite 326, Springfield MO  65804
Phone (417) 889-9003 E-mail:
kmcmillion@mcmillionfinancialgroup.com
McMillion Financial Group LLC is not an affiliate of Next Financial Group LLC.